Luxury Car Finance Pinchbeck in Derby, Derbyshire

Finance tailored to your personal needs

With over 80% of the cars, we supply are purchased on finance, when it comes to buying your new car its important customers are aware of the finance options available to them. Through a group of leading and specialist lenders, we will help get the best finance deal that's tailored for you at highly competitive rates.

Hire Purchase - This is probably the simplest and most straight-forward type of financial arrangement where you pay an initial deposit and then spread the cost over a number of years. The benefits of this agreement are that deposits are flexible followed by a fixed rate each month from 1 to 5-year terms.

Lease Purchase - This is probably the most popular type of finance agreement as it is suitable for the purchase of cars with higher values and/or for those customers that like to change cars on a regular basis. Whilst monthly payments tender to be less, there may be a balloon payment at the end whether you decide to end the agreement early, part-exchange the vehicle, re-finance it or pay off the balance in full.

Personal Contract Purchase - Often referred to as a PCP, this type of arrangement is very similar to lease purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. As the future value of the car is set by the finance company, when you get to the end of the agreement you have the option to simply hand back the keys, pay off in full or perhaps part-exchange for another vehicle.

Would you like a no obligation quote for finance?

Whether you are buying a vehicle from us or not, contact us today with your personal details and the type of vehicle you wish to purchase, for a no obligation quote for finance.